Reflexology Registration Council of Ontario
Ontario College of Reflexology
P.O Box 220, 1232 Twin Lakes Rd. "A"
New Liskeard, Ontario P0J 1P0
www.ocr.edu
Tel: (705) 647-5354
Fax: (705) 648-6247
email:
P.O Box 613
Collingwood, Ontario L9Y 4E8
www.rrco-reflexology.com
Tel: (877 )843-7726
Fax: (705) 446-9533
email:
Important: Coverage expires January 1, 2010
Broker: Impact Insurance Brokers Ltd.
1600 Steeles Avenue West
Concord ON L4K 4M2
(905) 660-6170 / Fax (905)660-6175
Insured with: ENCON Group Inc.
Our insurance program is designed for the individual Complementary Health Care Practitioner operating out of their home, visiting clients in their home or place of work, or in a clinic. The program only provides coverage for the modalities listed on the application and/or certificate. Any other therapies or modalities practiced by you are deemed outside the scope of this policy.
We have designed our insurance program to include both Professional Liability and Commercial General Liability coverages in one convenient package.
COVERAGE SUMMARY
Professional Liability
Coverage protects you for injury to your client arising out of the treatment or application of your insured services. Coverage is written
on a claims –made basis which requires you to advise the insurance company of any possible situation that could give rise to a claim when you are first made aware of the possibility of future action. You must notify Impact Insurance Brokers immediately and advise them of the circumstances.
$2,000,000 limit of liability any one occurrence
$4,000,000 aggregate in one year for all claims filed by the group
Commercial General Liability
Coverage is provided for legal liability for property damage or bodily injury (exclusive of services performed) to third parties.
$2,000,000 limit of liability any one occurrence
$4,000,000 aggregate in one year for all claims filed by the group
$5,000 per person no-fault medical payments or $25,000 per accident
$500,000 tenants legal liability
Standard Exclusions
Alleged or actual abuse and molestation; asbestos; terrorism; data; mold/fungi
Both policies are subject to a deductible of $500 for any one loss.
Note: The information provided is only a summary of coverage. All limits and coverages are subject to the terms, conditions, exclusions contained in the master policy filed with Preventative Health Services. In the event of a conflict between this summary and the policy, the policy will govern.
IMPACT at work - serving your needs and maintaining your trust
I N S U R A N C E B R O K E R S I N C.